--- title: L3 Payments Blog | Merchant Account description: Merchant Account | Home of the L3 Payments Blog! --- - [1-800-277-7785](tel:+1-800-277-7785) - [sales@l3payments.com](mailto:sales@l3payments.com) [![L3 Payments](https://blog.l3payments.com/hs-fs/hubfs/L3_Payments_July2018/Images/l3payments-logo-new-01.png?width=60&height=75&name=l3payments-logo-new-01.png)](http://l3payments.com) - [About L3](https://www.l3payments.com/about/) - [Merchant Accounts](https://www.l3payments.com/merchant-accounts/) - [Team](https://www.l3payments.com/team/) - [Blog](https://blog.l3payments.com/) - [Contact](https://www.l3payments.com/contact/) - [Apply](https://www.l3payments.com/apply/) # Category Archives: Merchant account 2 [![All about MCC codes for high risk merchants. ](https://blog.l3payments.com/hs-fs/hubfs/L3_blog_mcccodes-1.jpg?width=660&name=L3_blog_mcccodes-1.jpg)](https://blog.l3payments.com/what-are-mcc-codes-and-how-do-they-affect-high-risk-merchants) ## [What Are MCC Codes, and How Do They Affect high-risk Merchants?](https://blog.l3payments.com/what-are-mcc-codes-and-how-do-they-affect-high-risk-merchants) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) June 09, 2021 *Many merchants are unsure what MCC codes are, even though they can lead to fewer successful transactions, affecting their bottom line. If you’re a high-risk merchant and you’d like to know the what, why, and how of MCC codes, then you’re in the right place—this blog post is here to inform you.* [Details](https://blog.l3payments.com/what-are-mcc-codes-and-how-do-they-affect-high-risk-merchants) [![A spotlight on Credit Card Authorization Rates](https://blog.l3payments.com/hs-fs/hubfs/shutterstock_1227811090-1.jpg?width=660&name=shutterstock_1227811090-1.jpg)](https://blog.l3payments.com/what-are-credit-card-authorization-rates) ## [What are Credit Card Authorization Rates and How do They Affect High-Risk Merchants?](https://blog.l3payments.com/what-are-credit-card-authorization-rates) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) April 19, 2021 *In this article, we’ll take a deep dive into credit card authorization rates. We’ll explore the fundamentals of credit card authorization, what credit card authorization rates are, and how different merchant types (MCC codes) can impact these rates.* *Let’s start with the basics.* [Details](https://blog.l3payments.com/what-are-credit-card-authorization-rates) [![High Risk Merchant Accounts; the L3 Payments Specialty](https://blog.l3payments.com/hs-fs/hubfs/L3payments-supports-High-Risk-Merchants.jpg?width=660&name=L3payments-supports-High-Risk-Merchants.jpg)](https://blog.l3payments.com/high-risk-merchant-accounts-the-l3-payments-specialty) ## [High Risk Merchant Accounts; the L3 Payments Specialty](https://blog.l3payments.com/high-risk-merchant-accounts-the-l3-payments-specialty) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) February 10, 2021 *Since 2005 L3 Payments has been a leader in merchant account acquisition for high-risk and hard-to-place merchants.* [Details](https://blog.l3payments.com/high-risk-merchant-accounts-the-l3-payments-specialty) [![l3-payments-high-risk-merchant-news-june-2020](https://blog.l3payments.com/hs-fs/hubfs/partnership.jpeg?width=660&name=partnership.jpeg)](https://blog.l3payments.com/l3-payments-newsletter-june-2020) ## [L3 Payments Newsletter - June 2020](https://blog.l3payments.com/l3-payments-newsletter-june-2020) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) June 04, 2020 *L3 Payments Newsletter - May 2020: Payment processing news and service updates from the L3 Payments team.* [Details](https://blog.l3payments.com/l3-payments-newsletter-june-2020) [![Visa implemented changes to their fraud and chargeback features](https://blog.l3payments.com/hs-fs/hubfs/l3%20payments%20VCMP%20Programs.jpg?width=660&name=l3%20payments%20VCMP%20Programs.jpg)](https://blog.l3payments.com/blog/understanding-visas-vfmp-vcmp-programs) ## [Understanding Visa's VFMP & VCMP Programs](https://blog.l3payments.com/blog/understanding-visas-vfmp-vcmp-programs) By [ThomasKraus](https://blog.l3payments.com/author/thomaskraus) December 20, 2016 *As many eCommerce merchants are aware, Visa implemented changes to their fraud and chargeback monitoring programs earlier this year.*   [Details](https://blog.l3payments.com/blog/understanding-visas-vfmp-vcmp-programs) [![MasterCard Logo](https://blog.l3payments.com/hs-fs/hubfs/Imported_Blog_Media/MasterCard_Logo_svg_-300x180.png?width=660&name=MasterCard_Logo_svg_-300x180.png)](https://blog.l3payments.com/blog/mastercard-news) ## [MasterCard News](https://blog.l3payments.com/blog/mastercard-news) By [ThomasKraus](https://blog.l3payments.com/author/thomaskraus) December 02, 2015 Merchants processing in the EU have probably heard about the recent increase in MasterCard chargeback fees by now. But did you know, L3 Payments has several solutions for your MasterCard volume that can save you money, and help minimize your overall chargeback exposure. [Details](https://blog.l3payments.com/blog/mastercard-news) [![Banking is a service, not a right](https://blog.l3payments.com/hs-fs/hubfs/Imported_Blog_Media/iStock_000001965376Small.jpg?width=660&name=iStock_000001965376Small.jpg)](https://blog.l3payments.com/blog/banking-service-right) ## [Banking is a service, not a right!](https://blog.l3payments.com/blog/banking-service-right) By [MelodyLashmar](https://blog.l3payments.com/author/melodylashmar) May 13, 2014 We have seen and reported on a few actions that have been occurring over the last year in terms of the pressures on banks and payment processors. Recently, Chase has closed several checking accounts for people associated with the adult industry. The outcry has resulted in a very prestigious publication taking notice. The American Banker article that addresses this recent... [Details](https://blog.l3payments.com/blog/banking-service-right) [![L3 Payments newsletter](https://blog.l3payments.com/hs-fs/hubfs/Stock%20images/Company%20News%20-%20Office%20Folder%20on%20Background%20of%20Working%20Table%20with%20Stationery%2c%20Glasses%2c%20Reports.%20Business%20Concept%20on%20Blurred%20Background.%20Toned%20Image..jpeg?width=660&name=Company%20News%20-%20Office%20Folder%20on%20Background%20of%20Working%20Table%20with%20Stationery,%20Glasses,%20Reports.%20Business%20Concept%20on%20Blurred%20Background.%20Toned%20Image..jpeg)](https://blog.l3payments.com/blog/may-newsletter-2) ## [May Newsletter](https://blog.l3payments.com/blog/may-newsletter-2) By [ThomasKraus](https://blog.l3payments.com/author/thomaskraus) May 07, 2014 May is here and what an exciting month we have in store! Here at ***L3*** we're in the midst of developing new product offerings that are sure to increase revenue for our merchants, and we're eager to share details on those services in the near future. And while we're all busy working on these new features, we'll still make time to honor the wonderful moms in our respective lives on... [Details](https://blog.l3payments.com/blog/may-newsletter-2) [![banker scrutiny](https://blog.l3payments.com/hs-fs/hubfs/Imported_Blog_Media/iStock_000004641268Small-300x199.jpg?width=660&name=iStock_000004641268Small-300x199.jpg)](https://blog.l3payments.com/blog/bank-questions-compliant-merchant-account) ## [Compliant Merchant Account, So What!](https://blog.l3payments.com/blog/bank-questions-compliant-merchant-account) By [MelodyLashmar](https://blog.l3payments.com/author/melodylashmar) May 07, 2014 By [Melody Lashmar](https://plus.google.com/115723851036144327938) Operation Choke Point and increased pressure by bank regulators on Financial Institutions to identify and eliminate merchant fraud has certainly increased the monitoring efforts by banks regarding their payment services. Under Operation Choke Point, Financial Institutions, ISOs and IPSPs are being held liable and accountable for their merchants’ fraudulent... [Details](https://blog.l3payments.com/blog/bank-questions-compliant-merchant-account) [![Bitcoin BTC - virtual money](https://blog.l3payments.com/hs-fs/hubfs/Imported_Blog_Media/iStock_000033758432Small-300x225.jpg?width=660&name=iStock_000033758432Small-300x225.jpg)](https://blog.l3payments.com/blog/bitcoin-regulators-saying) ## [Bitcoin: What The Regulators Are Saying](https://blog.l3payments.com/blog/bitcoin-regulators-saying) By [MelodyLashmar](https://blog.l3payments.com/author/melodylashmar) April 01, 2014 By [Melody Lashmar](https://plus.google.com/115723851036144327938)  Bitcoin has certainly been an interesting phenomenon to watch over the last few weeks.  We’ve had bankruptcies, suicides, arrests, thefts, marketing, adoption by retailers, potential identification of the creator and discussions at all levels of government.  It seems this recent interval has contained all the makings of a good mini-series. [Details](https://blog.l3payments.com/blog/bitcoin-regulators-saying) [All posts](https://blog.l3payments.com/all) [Next](https://blog.l3payments.com/tag/merchant-account-2/page/2) ### Subscribe to our blog ### Recent Posts Search - There are no suggestions because the search field is empty. ### Archives - [April 2022 (1)](https://blog.l3payments.com/archive/2022/04) - [March 2022 (1)](https://blog.l3payments.com/archive/2022/03) - [January 2022 (1)](https://blog.l3payments.com/archive/2022/01) ### Categories - [Credit Card Processing (54)](https://blog.l3payments.com/tag/credit-card-processing) - [Merchant Account (53)](https://blog.l3payments.com/tag/merchant-account-2) [![GET STARTED](https://no-cache.hubspot.com/cta/default/2248595/4bc22d26-c713-476d-9eee-3f39f32ffae7.png)](https://cta-redirect.hubspot.com/cta/redirect/2248595/4bc22d26-c713-476d-9eee-3f39f32ffae7) Copyright © L3 Payments 2021. - [About L3](https://www.l3payments.com/about/) - [Merchant Accounts](https://www.l3payments.com/merchant-accounts/) - [Team](https://www.l3payments.com/team/) - [Blog](https://blog.l3payments.com/) - [Contact](https://www.l3payments.com/contact/) - [Apply](https://www.l3payments.com/apply/)