---
title: High Risk Merchant Accounts; the L3 Payments Specialty
description: Is your business considered “high-risk”? We list a few examples of a high-risk merchant industry and show how L3 payments can assist high risk merchants.
image: https://blog.l3payments.com/hubfs/L3payments-supports-High-Risk-Merchants.jpg
---

- [1-800-277-7785](tel:+1-800-277-7785)
- [sales@l3payments.com](mailto:sales@l3payments.com)

<https://www.facebook.com/l3payments/> <https://twitter.com/l3payments> <https://linkedin.com/l3payments>

[![L3 Payments](https://blog.l3payments.com/hs-fs/hubfs/L3_Payments_July2018/Images/l3payments-logo-new-01.png?width=60&height=75&name=l3payments-logo-new-01.png)](http://l3payments.com)

- [About L3](https://www.l3payments.com/about/)
- [Merchant Accounts](https://www.l3payments.com/merchant-accounts/)
- [Team](https://www.l3payments.com/team/)
- [Blog](https://blog.l3payments.com/)
- [Contact](https://www.l3payments.com/contact/)
- [Apply](https://www.l3payments.com/apply/)

# High Risk Merchant Accounts; the L3 Payments Specialty

[Feb 10 2021](http://www.climbpages.com/l3p-02/2018/03/11/)

![High Risk Merchant Accounts; the L3 Payments Specialty](https://blog.l3payments.com/hubfs/L3payments-supports-High-Risk-Merchants.jpg)

*Since 2005 L3 Payments has been a leader in merchant account acquisition for high-risk and hard-to-place merchants.*

### **Is your business considered “high-risk”?** 

The term “high-risk” is applied generally to merchants and industries that banks, Visa, or Mastercard consider to face outstanding challenges or have significant risks associated with them.

A few examples of a high-risk merchant industry include:

- [Nutraceuticals & Supplements](https://blog.l3payments.com/does-l3-process-payments-for-nutra-merchants)
- Adult and Online Dating
- Telemedicine
- CBD
- [Credit Repair and Monitoring](https://blog.l3payments.com/credit_repair_monitoring_merchants)

You may not even realize that you are a high-risk merchant until the time comes for you to find a credit card merchant account or processor. If you encounter the term “high-risk” in relation to your business, relax. We are here to help you understand why your business is considered high-risk, and how you can best find a provider that best suits your business’ payment needs.

To learn more about merchant classifications and MCC codes, view our in-depth coverage [here](https://www.l3payments.com/high-risk-merchant-accounts/).

[![L3 Payments Merchant Services](https://no-cache.hubspot.com/cta/default/2248595/71918f47-97ea-4d16-aebd-63202f3c33d7.png)](https://cta-redirect.hubspot.com/cta/redirect/2248595/71918f47-97ea-4d16-aebd-63202f3c33d7)

### What does L3 Payments offer to “high-risk” merchants?

At L3, we learn about your business and connect you with banking partners who have experience servicing your industry type. We take a consultative approach to assist with underwriting and compliance, addressing any questions you may have along the way.

We also provide guidance in areas such as risk and chargeback management. Whether you are selling anything from CBD to travel services to credit repair, we have the experience and the relationships to help you secure the long-term health of your merchant accounts.

[![Learn More](https://no-cache.hubspot.com/cta/default/2248595/b190be1f-6fee-446e-b4b6-6763999e34cc.png)](https://cta-redirect.hubspot.com/cta/redirect/2248595/b190be1f-6fee-446e-b4b6-6763999e34cc)

 

Regardless of your business and the challenges you may face, if there is a bank that services your industry, we will bring them to you.

Reach out today to speak with one of our merchant services experts.  
[sales@l3payments.com](mailto:sales@l3payments.com)  
800-277-7785

[Previous What are Credit Card Authorization Rates and How do They Affect High-Risk Merchants?](https://blog.l3payments.com/what-are-credit-card-authorization-rates)

[Next Does L3 Process Payments for Nutra Merchants?](https://blog.l3payments.com/does-l3-process-payments-for-nutra-merchants)

### Related posts

[![](https://blog.l3payments.com/hubfs/L3_blog_payingvendors-1.jpg)](https://blog.l3payments.com/the-new-economy-sending-payments-to-vendors)

[The New Economy: Sending Payments to Vendors](https://blog.l3payments.com/the-new-economy-sending-payments-to-vendors)  July 21, 2021

### Subscribe to our blog

### Recent Posts

Search

- There are no suggestions because the search field is empty.

### Archives

- [April 2022 (1)](https://blog.l3payments.com/archive/2022/04)
- [March 2022 (1)](https://blog.l3payments.com/archive/2022/03)
- [January 2022 (1)](https://blog.l3payments.com/archive/2022/01)

### Categories

- [Credit Card Processing (54)](https://blog.l3payments.com/tag/credit-card-processing)
- [Merchant Account (53)](https://blog.l3payments.com/tag/merchant-account-2)

[![GET STARTED](https://no-cache.hubspot.com/cta/default/2248595/4bc22d26-c713-476d-9eee-3f39f32ffae7.png)](https://cta-redirect.hubspot.com/cta/redirect/2248595/4bc22d26-c713-476d-9eee-3f39f32ffae7)

Copyright © L3 Payments 2021.

- [About L3](https://www.l3payments.com/about/)
- [Merchant Accounts](https://www.l3payments.com/merchant-accounts/)
- [Team](https://www.l3payments.com/team/)
- [Blog](https://blog.l3payments.com/)
- [Contact](https://www.l3payments.com/contact/)
- [Apply](https://www.l3payments.com/apply/)