Author Archives: MelodyLashmar

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Keeping You in the L3 Payments Loop

By MelodyLashmar

And so we meet again, September.

I’ll be honest; I’ve never really been a fan of you, September. As a kid you marked the end of summer vacation and the beginning of the school year. Gone were the days of building sand castles at the shore (yes, “the shore” – I grew up in New Jersey). Gone were the late nights at the boardwalk arcade playing Pac-Man until my eyes burned or I ran...

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Visa Up-Selling Rules

By MelodyLashmar

By Melody Lashmar - Visa requirements regarding high-risk transactions and this affects you!

I constantly hear that one of the benefits to working with an IPSP is that you can cross sell with other sponsored merchants. As this was never the intent of VISA they have revised their Operating Regulations to make it explicitly clear what constitutes a cross-sell/up-sell and what has...

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Why Merchants Should Offer ACH Payments: A Modern Story

By MelodyLashmar

Melody Lashmar - It’s Scandalous!    As a foreign professional who was relocated to the USA by an American owned company, I opened a bank account with no problem but a credit card from that same financial institution was another concern for the bank altogether.

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Welcome to The Resource

By MelodyLashmar

It seems that today's merchant must operate with a constantly changing set of rules.  As a company that provides payment processing services to merchants in many different regions with many different products, it is our desire to be able to provide our clients and future clients with relevant payment news in a timely manner.

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Hooray for MasterCard

By MelodyLashmar

by Melody Lashmar - MasterCard has recently published a revision of its standards for the Excessive Chargeback Program that went into effect on August 15th, 2012.   In plain English, that means that the chargeback ratios at which your MasterCard account is evaluated at have been modified to your benefit.

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