Category Archives: Credit card processing

Niche Dating

By MelodyLashmar

Online Dating has been around now for decades. At the last iDate conference I attended I even heard it stated that we are in the second generation of people that met through online dating. With that transition, it is becoming more and more acceptable to the general population that you no longer have to hide the fact that you met online. Over the years hundreds, if not thousands,...

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Merchant Accounts in Other Countries

By MelodyLashmar

By Melody Lashmar - The concept of processing credit card transactions through Merchant Accounts in countries where the merchant has no physical presence is a topic that comes to my attention at least weekly.  Therefore, for the benefit of those who need a refresher and for those whom it is a brand new concept, here is a high-level look.

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Visa Up-Selling Rules

By MelodyLashmar

By Melody Lashmar - Visa requirements regarding high-risk transactions and this affects you!

I constantly hear that one of the benefits to working with an IPSP is that you can cross sell with other sponsored merchants. As this was never the intent of VISA they have revised their Operating Regulations to make it explicitly clear what constitutes a cross-sell/up-sell and what has...

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Hooray for MasterCard

By MelodyLashmar

by Melody Lashmar - MasterCard has recently published a revision of its standards for the Excessive Chargeback Program that went into effect on August 15th, 2012.   In plain English, that means that the chargeback ratios at which your MasterCard account is evaluated at have been modified to your benefit.

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