--- title: L3 Payments Blog | Credit Card Processing description: Credit Card Processing | Home of the L3 Payments Blog! --- - [1-800-277-7785](tel:+1-800-277-7785) - [sales@l3payments.com](mailto:sales@l3payments.com) [![L3 Payments](https://blog.l3payments.com/hs-fs/hubfs/L3_Payments_July2018/Images/l3payments-logo-new-01.png?width=60&height=75&name=l3payments-logo-new-01.png)](http://l3payments.com) - [About L3](https://www.l3payments.com/about/) - [Merchant Accounts](https://www.l3payments.com/merchant-accounts/) - [Team](https://www.l3payments.com/team/) - [Blog](https://blog.l3payments.com/) - [Contact](https://www.l3payments.com/contact/) - [Apply](https://www.l3payments.com/apply/) # Category Archives: Credit card processing [![](https://blog.l3payments.com/hs-fs/hubfs/L3_blog_payingvendors-1.jpg?width=660&name=L3_blog_payingvendors-1.jpg)](https://blog.l3payments.com/the-new-economy-sending-payments-to-vendors) ## [The New Economy: Sending Payments to Vendors](https://blog.l3payments.com/the-new-economy-sending-payments-to-vendors) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) July 21, 2021 *The New Economy came about due to a shift in the American economic paradigm that moved from predominantly manufacturing-based industries to service-based industries. * [Details](https://blog.l3payments.com/the-new-economy-sending-payments-to-vendors) [![A spotlight on Credit Card Authorization Rates](https://blog.l3payments.com/hs-fs/hubfs/shutterstock_1227811090-1.jpg?width=660&name=shutterstock_1227811090-1.jpg)](https://blog.l3payments.com/what-are-credit-card-authorization-rates) ## [What are Credit Card Authorization Rates and How do They Affect High-Risk Merchants?](https://blog.l3payments.com/what-are-credit-card-authorization-rates) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) April 19, 2021 *In this article, we’ll take a deep dive into credit card authorization rates. We’ll explore the fundamentals of credit card authorization, what credit card authorization rates are, and how different merchant types (MCC codes) can impact these rates.* *Let’s start with the basics.* [Details](https://blog.l3payments.com/what-are-credit-card-authorization-rates) [![High Risk Merchant Accounts; the L3 Payments Specialty](https://blog.l3payments.com/hs-fs/hubfs/L3payments-supports-High-Risk-Merchants.jpg?width=660&name=L3payments-supports-High-Risk-Merchants.jpg)](https://blog.l3payments.com/high-risk-merchant-accounts-the-l3-payments-specialty) ## [High Risk Merchant Accounts; the L3 Payments Specialty](https://blog.l3payments.com/high-risk-merchant-accounts-the-l3-payments-specialty) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) February 10, 2021 *Since 2005 L3 Payments has been a leader in merchant account acquisition for high-risk and hard-to-place merchants.* [Details](https://blog.l3payments.com/high-risk-merchant-accounts-the-l3-payments-specialty) [![L3 Payments What is Interchange?](https://blog.l3payments.com/hs-fs/hubfs/L3%20Payments%20Interchange.jpg?width=660&name=L3%20Payments%20Interchange.jpg)](https://blog.l3payments.com/what_is_interchange) ## [What is Interchange?](https://blog.l3payments.com/what_is_interchange) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) December 16, 2020 *You are likely reading this because you have heard the term “interchange” but are unfamiliar with what it means for you and your business. In short, interchange is an underlying cost for a merchant that allows their customers to use credit cards to purchase their products and services.* [Details](https://blog.l3payments.com/what_is_interchange) [![Chargeback Reduction](https://blog.l3payments.com/hs-fs/hubfs/Chargeback%20Reduction%20101.jpg?width=660&name=Chargeback%20Reduction%20101.jpg)](https://blog.l3payments.com/chargeback-reduction-models) ## [Chargeback Reduction 101: The Basics of Chargeback Reduction Models](https://blog.l3payments.com/chargeback-reduction-models) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) November 11, 2020 [*Chargeback*](https://www.verifi.com/kb/chargeback-get-issued/)*. There’s that dreaded word again. Those two conjoined syllables that strike dread into the hearts of merchants far and wide. But fear not! What if I were to tell you that there are several ways to reduce your number of chargebacks, and that you can dispute them before they even go through the consumer’s issuing bank?* [Details](https://blog.l3payments.com/chargeback-reduction-models) [![Friendly fraud causes loss](https://blog.l3payments.com/hs-fs/hubfs/Stock%20images/shutterstock_1810554130.jpg?width=660&name=shutterstock_1810554130.jpg)](https://blog.l3payments.com/friendly-fraud-what-is-it-how-it-affects-merchants) ## [Friendly Fraud: What Is It, How Does It Affect Merchants, and What Can You Do To Combat It?](https://blog.l3payments.com/friendly-fraud-what-is-it-how-it-affects-merchants) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) November 04, 2020 *As a merchant, you may have heard the term “friendly fraud,” and the term may have confused you. Is it still fraud? Yes. Is it actually friendly? Well, not exactly.* [Details](https://blog.l3payments.com/friendly-fraud-what-is-it-how-it-affects-merchants) [![Visa and Mastercard Trial Rules and How do They Affect Merchants](https://blog.l3payments.com/hs-fs/hubfs/shutterstock_1476755552-1.jpg?width=660&name=shutterstock_1476755552-1.jpg)](https://blog.l3payments.com/visa-and-mastercard-trial-rules) ## [What are the Visa and Mastercard Trial Rules and How do They Affect Merchants?](https://blog.l3payments.com/visa-and-mastercard-trial-rules) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) October 28, 2020 *The once confusing world of trial rules has new clarity, so what does that mean for you and your business?* [Details](https://blog.l3payments.com/visa-and-mastercard-trial-rules) [![Square, Stripe, and Other Payment Facilitators](https://blog.l3payments.com/hs-fs/hubfs/Imported_Blog_Media/L3%20Payments%20blog%20image.jpg?width=660&name=L3%20Payments%20blog%20image.jpg)](https://blog.l3payments.com/square-stripe-payment-facilitators) ## [Square, Stripe, and Other Payment Facilitators: They May Be Quick and Simple, but Is There a Catch?](https://blog.l3payments.com/square-stripe-payment-facilitators) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) October 21, 2020 *When Square and Stripe entered the online payments arena, they made it simple for merchants to accept credit cards online and, in many ways, revolutionized credit card acceptance. While ease of use was a vital step forward, there are many pitfalls to working with Payment Facilitators that can end up costing merchants significantly. * [Details](https://blog.l3payments.com/square-stripe-payment-facilitators) [![Use L3-Payments with shopify](https://blog.l3payments.com/hs-fs/hubfs/shopify-logo-%20small%20300x%2087.png?width=660&name=shopify-logo-%20small%20300x%2087.png)](https://blog.l3payments.com/does-l3-payments-work-with-my-shopify-store) ## [Does L3 Payments Work with My Shopify Store](https://blog.l3payments.com/does-l3-payments-work-with-my-shopify-store) By [The L3 Payments Team](https://blog.l3payments.com/author/the-l3-payments-team) July 01, 2020 *Shopify customers frequently ask whether a merchant account set up through L3 Payments will work with Shopify. The answer is YES!* [Details](https://blog.l3payments.com/does-l3-payments-work-with-my-shopify-store) [![Visa Cards](https://blog.l3payments.com/hs-fs/hubfs/Imported_Blog_Media/iStock_000016451745_Medium-300x199.jpg?width=660&name=iStock_000016451745_Medium-300x199.jpg)](https://blog.l3payments.com/blog/merchants-and-customers-rejoice-as-eu-reduces-swipe-fees) ## [Merchants and Customers Rejoice as EU Reduces Swipe Fees](https://blog.l3payments.com/blog/merchants-and-customers-rejoice-as-eu-reduces-swipe-fees) By [ThomasKraus](https://blog.l3payments.com/author/thomaskraus) January 26, 2016 Big changes have recently been implemented that will benefit both merchants and consumers in the EU. A statement released by Merchants Payments Coalition, an international organization representing retailers, supermarkets, drug stores, gas stations and online merchants announced a reduction in "swipe fees" paid to banks and credit card companies. These swipe fees increase the... [Details](https://blog.l3payments.com/blog/merchants-and-customers-rejoice-as-eu-reduces-swipe-fees) [All posts](https://blog.l3payments.com/all) [Next](https://blog.l3payments.com/tag/credit-card-processing/page/2) ### Subscribe to our blog ### Recent Posts Search - There are no suggestions because the search field is empty. ### Archives - [April 2022 (1)](https://blog.l3payments.com/archive/2022/04) - [March 2022 (1)](https://blog.l3payments.com/archive/2022/03) - [January 2022 (1)](https://blog.l3payments.com/archive/2022/01) ### Categories - [Credit Card Processing (54)](https://blog.l3payments.com/tag/credit-card-processing) - [Merchant Account (53)](https://blog.l3payments.com/tag/merchant-account-2) [![GET STARTED](https://no-cache.hubspot.com/cta/default/2248595/4bc22d26-c713-476d-9eee-3f39f32ffae7.png)](https://cta-redirect.hubspot.com/cta/redirect/2248595/4bc22d26-c713-476d-9eee-3f39f32ffae7) Copyright © L3 Payments 2021. - [About L3](https://www.l3payments.com/about/) - [Merchant Accounts](https://www.l3payments.com/merchant-accounts/) - [Team](https://www.l3payments.com/team/) - [Blog](https://blog.l3payments.com/) - [Contact](https://www.l3payments.com/contact/) - [Apply](https://www.l3payments.com/apply/)